Gone are the days when your lending institutions had to earn your trust. Today the banks have one goal….. to profit at any cost. The customer is now an indentured servant to the banks as they are essentially now the only game in town.

Sadly, the fraud and deception originates with the criminal Federal Reserve and filters down to the small banks that have been taken over by larger banks. The Federal Reserve is a private corporation owned by a cartel of banking families that pay no taxes. It is about as “Federal” as Federal Express.

Scam practices abound, from charging interest on money that is created out of nothing, to credit card usury and ridiculous fees. The banking industry actually profits more handling small business accounts than those businesses do. (Most businesses today are losing money while the banks gain from their debt.)

Then we have the mortgage scams that the banks inflict on us as standard practice. First, any home purchase is collateralized by the property, you have to come up with a down payment that you had to EARN, while the bank provides a ‘loan’ that is created out of NOTHING (it’s called fractional reserve lending……just a number on a ledger.)

Then to top it off they charge all kinds of fees, points, ad nausea. But as said before…..they are the only game in town. And if you can’t make the payments , you lose the down payment, all the interest and equity paid, the home…… and the bank risked and provided nothing! Just that number on their ledger.

What really galls, is when the government and the banks place the blame on the public for being sucked in to the traps that they themselves created. After all, isn’t it the height of hypocrisy for our elected officials to point out our lack of frugality and saving? Why should one save a depreciating asset called the dollar when government and the banks are deflating it to zero at an exponential rate.

The customer is pretty much at their mercy, but with knowledge of their practices, your rights, and the law, you have a better chance to survive their chicanery.

Home Run Lending represents a group of experts in the lending industry and a select group of the more ethical lenders. The knowledge and services offered can give you the best chance to skirt the pitfalls of the bank’s lending practices and best survive the beast of foreclosure, should that be an issue. Our mission is to save you money, time and your property.

http://www.homerunlending.com